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31
May
2021

Mortgage Experts Weigh in on Vacant and Abandoned Properties

first_imgRecently, a report from the National Mortgage Servicing Association (NMSA) addressed the issue of vacant and abandoned properties in regard to instituting policies that standardize procedures, definitions, and best practices. The report, which was developed with input from several NMSA member organizations such as Wells Fargo, Bank of America, Bank United, Selene Finance, and others, sparked conversation amongst industry leaders nationwide.“I’ve seen the worst of the worst and I’ve seen what vacant properties do to the property itself, the value, and the communities,” said Founder and Chairman of Community Blight Solutions Robert Klein. “I think that no plywood boarding, which has been adopted by Fannie Mae and Freddie Mac and the VA, is definitely a step in the right direction where we don’t advertise vandalism and we don’t advertise vacant properties.”Based on research, the paper discusses how extended periods of vacancy encourage vandalism, squatting, and violent crime—specifically a 19 percent increase in the number of reported crimes per year within 250 feet of a foreclosed home. Klein explained that the concept of combining all the Government Sponsored Enterprises and determining one format of how the industry will protect and preserve the property issues can be summed up in one phrase: “it’s about time.”“This should’ve been done years ago,” Klein said. “There really is no reason why we have different GSEs all focused on preserving and protecting vacant properties. Why different guidelines should apply to each problem would make life much easier for preserving and protecting the property, for the communities, for the mortgage servicers, and for the GSEs as well.”Jim Taylor, SVP of Property Preservation at Wells Fargo and Chairman of the NMSA subcommittee on vacant and abandoned properties, and Gui Kahl, SVP of Wells Fargo Home Mortgage and NMSA representative from Wells Fargo, in a joint statement agreed that implementing these ideas will be beneficial for all.“Finding common ground through the pursuit of these policy recommendations will create meaningful benefits for the consumer, the communities, and investors,” said Taylor and Kahl. “More importantly, such common ground supports NMSA’s leadership and partnership in the pursuit of our mutual mission to create strong, sustainable, inclusive communities and the quality of affordable homes for all.”The NMSA wants to define terms such as “occupied,” “unoccupied,” “vacant,” and “abandoned.” Because most times vacant and abandoned properties have to go through the same process as a home that remains occupied by the consumer, the likelihood of properties going into states of disrepair is much higher, resulting in detrimental effects on the consumer and lower property values for the neighborhood. The National Community Stabilization Trust (NCST) said in a unified comment that aligning key definitions, guidance, and best practices across all sectors of the industry and regulatory framework is important to them and they are eager to be a part of it.“In particular, NCST supports NMSA’s efforts to standardize definitions relating to occupancy status of a residential property,” said NCST. “There is no universally accepted taxonomy across the mortgage servicing industry, and where definitions exist at all, they are frequently in conflict, making it difficult for property preservation managers to ensure that they adhere to all relevant rules.”Specifically, according to NCST, “vacant” and “abandoned” are used interchangeably too often, and the proposed distinctions are nuanced and useful.“Of particular benefit is the distinction between “unoccupied” and “vacant” in assessing whether a property should be secured and maintained by the servicer, the former status accounting for scenarios and life events such as a homeowner or lawful tenant’s vacation, sabbatical, or long-term hospitalization,” said NCST. “As NMSA works to build industry consensus for the adoption of these standard definitions, we encourage a collaborative approach that brings together community, consumer and industry voices.”As the NMSA looks to handle this pressing subject, Five Star Institute President and CEO Ed Delgado said he welcomes additional feedback from industry professionals and experts.“The issue of vacant and abandoned properties has been at the forefront of the mortgage industry for decades,” said Delgado. “I am pleased to see such a favorable response from the industry towards the NMSA paper, that by design offers real solutions. I look forward to a collaborative discussion with federal agencies, business leaders, and mortgage companies and continuing to work with communities to address such an important subject.”To view the NMSA white paper, click here. To add additional comment, please contact Derek Templeton at [email protected] in Daily Dose, Featured, Government, News Home / Daily Dose / Mortgage Experts Weigh in on Vacant and Abandoned Properties Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago July 19, 2017 3,962 Views Share Save Vacant and Abandoned Properties 2017-07-19 Brianna Gilpin Previous: Suburban Boom Next: An Unlikely Pair  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Demand Propels Home Prices Upward 2 days agocenter_img Mortgage Experts Weigh in on Vacant and Abandoned Properties Servicers Navigate the Post-Pandemic World 2 days ago Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] About Author: Brianna Gilpin The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Vacant and Abandoned Propertieslast_img read more

25
May
2021

2 women charged with stealing $2,500 in beauty supplies

first_img Sheriff’s deputies responded to a reported theft at the store Dec. 17 and were able to secure video footage that showed the two women. The sheriff’s office said the case was left open while they tried to identify the women in the surveillance footage. The sheriff’s office shared photos of the women online and on social media.At about 5:49 p.m. Wednesday, Dec. 26, the two women reportedly returned to Ulta Beauty. Employees reported them and deputies found them in Dick’s Sporting Goods next door, the sheriff’s office said. The women, identified as Brittany L. Richway, 28, of Syracuse, and Janish A. Williams, 26, of Syracuse, were charged with fourth-degree grand larceny, a felony, and possession of burglar tools, a misdemeanor.Richway and Williams were arraigned in the Town of Lansing Court and remanded on bail. Your Crime & Courts news is made possible with support from: ITHACA, N.Y. — Two women have been charged with the felony of grand larceny after stealing about $2,500 in beauty supplies from Ulta Beauty at the Shops at Ithaca Mall, according to the Tompkins County Sheriff’s Office. Tagged: grand larceny, shops at ithaca mall, theft, tompkins county sheriff’s office Kelsey O’Connor is the managing editor for the Ithaca Voice. Questions? Story tips? Contact her at [email protected] and follow her on Twitter @bykelseyoconnor. More by Kelsey O’Connor Kelsey O’Connor last_img read more

19
Sep
2020

CA defends ‘notification of pregnancy’ policy for women

first_imgCRICKET Australia (CA) has defended its policy of asking women players to declare if they are pregnant when they sign a central contract.CA’s chief executive James Sutherland says the organisation has not broken any anti-discrimination rules and the policy is a “health and safety issue”.He added: “We are fully aware of our obligations as an employer.”The England & Wales Cricket Board says it does not have a “notification of pregnancy” rule for women cricketers.“As employees of the ECB, England women’s centrally contracted players are supported by the full terms of maternity conditions, as per any other female non-playing ECB employee,” an ECB statement read.“They are not required to declare if they are pregnant before they sign their contract.” (BBC Sport)last_img read more

31
Aug
2019

The world of the new

first_imgUchaan is a team of young visionaries, in search of youthful upcoming talent. The thought behind the Uchaan can be summarized in the words of Jyoti Kalra, the founder of Uchaan- ‘The main spirit working behind Uchaan is to bring visibility and credibility to the works of deserving talented artists who have the potential to make it big in the mainstream discourse.’ Shringaar will be focusing upon the work of a heterogeneous group of artists with many prominent names in the art world. The exhibition will form a bricolage of traditional, abstracts and contemporary art and through its variegated portrayals, initiate the celebration of ornamentation of women through its various forms. Also Read – ‘Playing Jojo was emotionally exhausting’SC Ahuja, one of the key artists behind this art show claims, ‘While the focus of the initial exhibition was uninhibited expression of womanhood, the present exhibition focuses on presentation of variegated facets of nature, human life and their reciprocity which is a fitting tribute to women and embellishment of her beauty through the latest exhibition.’  WHEN: 25 July to 28 July, 11 am to 7 pmWHERE: Gold Souk Mall, Araya Samaj Road, Block-C, Sec 43, Sushant Lok, Gurgaonlast_img read more

30
Aug
2019

NFL MLB to Supreme Court If Aereo Wins Youll Have to Watch

first_imgNovember 18, 2013 Growing a business sometimes requires thinking outside the box. 2 min read Opinions expressed by Entrepreneur contributors are their own. For digital TV startup Aereo, the road to growth has been a difficult one. And it’s not getting any easier.Actually, the four major broadcasters that are suing Aereo over the startup’s ability to provide digital streams of broadcast signals have a lot to lose, too. Many programmers who provide valuable primetime content have already said they’ll move their shows to paid cable networks if Aereo prevails in court.Now, Major League Baseball and the National Football League seem to be of the same mind.In a document called a “friend of the court brief” which has been submitted to the Supreme Court, the leagues argue that what Aereo does is a violation of their “exclusive retransmission licensing rights.””Those stations will become less attractive mediums for distributing copyrighted content,” the brief says. “The option for copyright holders will be to move that content to paid cable networks (such as ESPN and TNT) where Aereo-like services cannot hijack and exploit their programming without authorization.”Related: Digital TV Startup Aereo May Wind Up in the Supreme CourtThe four broadcasters that are suing Aereo are ABC, CBS Broadcasting Inc., NBCUniversal and Fox Television Studios.In order to carry major league sports, cable and satellite providers pay $300 million in “compulsory” licensing fees, about $100 million of which goes to the leagues.If Aereo wins, it’s still not clear how quickly the NFL and MLB could yank their programming.Aereo, a service that allows users to stream live TV over the internet for a small monthly fee, has been embroiled in a legal battle with the four major broadcasters that’s gone all the way to the Supreme Court.The broadcasters argue that Aereo is stealing copyrighted content. But Aereo, which does not pay the broadcasters, argues that it isn’t doing anything that individuals couldn’t do themselves with their own antennas.In several other cases where litigation is pending, courts have denied broadcasters’ requests to make Aereo cease its operations until a decision is reached. Related: 7 Technologies That Are Disrupting the Cable TV Business Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Register Now »last_img read more