Warner Wallace, retired cold case homicide detective and Adjunct Professor of Apologetics at Biola University will be speaking at 8:30 am and 10:30 am morning services at the Ocean City Tabernacle this Sunday, Aug 6th.Wallace, a police veteran for over 25 years, was a passionate atheist until the age of 35. From his work as a detective, he developed a healthy respect for the role of evidence in discerning truth. He decided one day to examine the evidence for the Christian Worldview, ultimately determining that Christianity was true.Wallace has been featured repeatedly on Dateline, FOX News and Court TV for his professional investigative work. He was also featured in the 2016 film, God’s Not Dead 2. Wallace speaks at churches, retreats and camps as he seeks to help people become “Christian Case Makers.”The Tabernacle hosts distinguished guest speakers and performers every Sunday morning through September 10th. Keep up with the full list of events and speakers online at www.octab.orgAbout:Located at 550 Wesley Avenue in Ocean City, NJ, the Ocean City Tabernacle is an inter-denominational Christian worship and event center open to all. The Tabernacle is the historic center of the City of Ocean City which was established as a “Christian Seashore retreat” in 1879. This year will mark the organization’s 138th year of ministry. Warner Wallace
Though some have called the 2008 economic situation bad enough to make it a historical pivot point for the world, 2009 is shaping up to be worse for Vermont, judging by the bankruptcy filings at the United States Bankruptcy Court in Rutland. In 2008, there were a total of 48 business bankruptcies and 1,218 consumer bankruptcies. If filings continue apace in 2009, business and consumer bankruptcies will total at 95 and 1,870, respectively. The bankruptcy filings for 2009 to date suggest that the national economic tsunami has reached levels high enough to have a strong effect on the Green Mountain State.The court regularly calculates and posts totals for business and consumer bankruptcies, in Chapters 7 (Iiquidation of most debts and assets except for exempt items), Chapter 13 (like Chapter 7 but involving more voluntary payment of debts), Chapter 11 (reorganization, almost always for businesses but occasionally for an individual) and Chapter 12 (farms). The following calculations are based on the year-end figures for 2008 and the numbers through April 10, 2009, since postings come each Friday at the end of the work week.In 2008, there were a total of 48 business bankruptcies (32 Chapter 7; 11 Chapter 13; 1 Chapter 11; and 4 Chapter 12. If the filings through April 10 were to continue at the same pace through 2009, there would be 95 business filings almost exactly double the 2008 total.Consumer filings were up as well through April 10, but at a somewhat slower rate than shown in 2008. That year saw a relatively high figure for consumer flings 1,218 compared with 812 in 2007 (64 business) and 590 in 2006 (33 business).But if filings were to continue apace in 2009, there would be 1,870 consumer bankruptcies. The grand total would fall short of the 2,000 mark, but not by much: 1,965 for 2009 versus 1,256 for 2008, 876 for 2007 and 623 for 2006.Based on the numbers collected by Vermont Business Magazine, the more recent business filings have tended to involve higher levels of assets and indebtedness, though the court does not calculate figures for these. Possibly this indicates that previously sound enterprises are being pulled under by national forces.One truism regarding the Vermont economy is that events occurring elsewhere have a delayed impact here. The bankruptcy filings for 2009 to date suggest that the national economic tsunami has reached levels high enough to have a strong effect on the Green Mountain State. By Ed Barna, Vermont Business Magazine
As customer interactions become fragmented across more channels than ever before, a CRM system may be your best tool to help provide seamless, insightful customer experience. To get that all-important single view of the customers, you’ll need a CRM system that serves as a hub for data coming in from all channels, so you can capture all the bits and pieces of information that make up a modern banking relationship, and use them to engage customers, convert more leads, and create life-long loyalty.Is your current CRM solution up to the task? If not, it may be time to plan for the successful future and build for the growth you seek.Here are some of the steps you need to take to make sure the process goes smoothly. Remember, enterprise-wide CRM adoption is a cultural shift, so steps involving people are just as important as steps involving tech implementation.1. Choose the right solution. The CRM marketplace is full of vendors offering “vanilla CRM” solutions, which claim to work for any industry and for any need of the staff. But these often don’t meet the complex needs of credit unions, who contend with complex legacy back office systems, geographically dispersed locations, and the need to keep business processes in compliance with rigorous legislation across all channels.If you pick a purpose-built solution for financial services from a partner with industry experience, you’ll have access to features and functions designed to meet these unique needs. Plus, you can rely on your vendor to share best practices and real-world experience to make the implementation a success.2. Select the right champions to lead change. Executive champions bring leadership and vision to your CRM project. But because CRM touches many departments and groups across your credit union, you’ll also need CRM supporters in every branch and location, at every level. And you’ll need to make sure that all champions have a singular vision of how the CRM implementation will benefit your organization.3. Build and maintain a roadmap. Bring your stakeholders together to create a roadmap for your CRM project. Start by evaluating the gaps between the creditunion’s current state and its desired future state. Then consider how CRM capabilities can help you bridge the gaps. Identify key building blocks, from data migration to process documentation, and assign responsibilities for each. 4. Create a comprehensive messaging plan. You’ll need to communicate how the new CRM solution can help everybody do their jobs better without reorganizing their workflow, and listen to what everybody wants out of it. Be prepared for resistance – old habit die hard, and change makes people nervous, so you’ll need to be proactive about reassuring staff members that the CRM solution will help them meet their KPIs and make their daily lives easier. Make sure you have a mechanism in place for employees to share feedback with your CRM team throughout the planning, implementation, and rollout of the solution.5. Plan to make training an evergreen activity. Peer-to-peer, role based training is essential if you want your staff to adopt CRM and use it correctly. You also need to recognize that ingraining new habits takes time, allocate resources to offer intensive training up front, then reinforce it later, and make inspection and coaching a perennial task as well. And don’t be afraid to incentivize CRM adoption, or use gamification and scoreboards to encourage CRM uptake at individual branches or locations.6. Run through your CRM readiness checklist. At this stage in the game, your credit union is ready to go, with a roster of CRM champions in place, training, and communications plans ready to go, and key building blocks and KPIs mapped out. A final systems check can help you identify any last issues before you begin implementation. Your readiness checklist should include questions like these:Does everyone have a clear and common understanding of the CRM project?Do they understand their specific roles during roll-out?Is the feedback process clear for everyone? Are cross-functional teams poised to troubleshoot?Are all data sources identified? Is there a plan for their integration?Plan for SuccessAs the saying goes, “failing to plan is planning to fail”. When a CRM project fails, it is often because the organization hasn’t’ done the groundwork to ensure adoption of the system. If you don’t create and monitor CRM KPIs, you may not even notice when adoption rate and usage drop and the project stagnates. Conversely, if you take the time to select the right vendor, make a comprehensive implementation plan, build buy-in and rally the organization, you are well on the way to experiencing the enterprise-wide benefits of CRM. Why is this process so worthwhile? Well, because significant organization-wide benefits of CRM include (but aren’t limited to), a better understanding of members, stronger member relationships, increased loyalty, and the opportunity to leverage member data to market more effectively.Want more strategies to ensure CRM implementation success? We’ve drawn on over a decade of experience helping credit unions plan CRM projects to offer you some straightforward advice on important steps to follow. Read our eBook to learn more. 34SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Olga Zakharenkava Olga Zakharenkava is the VP, Demand Marketing at Doxim, a leading provider of cloud-based customer engagement solutions for credit unions and wealth management firms. Find out more at www.doxim.com Web: www.doxim.com Details
Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf SHARE Email Facebook Twitter PA.gov That Works: Updating Our Pilot (and Joining Social Media!) By: Kate Landis, Digital Strategist SHARE TWEET Efficiency, Government That Works, Innovation, PA.gov That Works, The Blog PA.gov That Works is a series of blog posts dedicated to Pennsylvania digital initiatives. In this post, we’re talking about PA.gov pilot updates and the launch of the official Pennsylvania government social media accounts.Here at the Commonwealth of Pennsylvania, we’re dedicated to building a Government That Works — and that includes developing new ways to serve you better digitally. Last June, we launched a new PA.gov “pilot” site to test out improvements to accessing government services and information online.We asked you to help us with this pilot by giving us feedback on our new look. We’ve read through thousands of responses, and today we’re announcing several big changes we’ve made to PA.gov, thanks to your feedback.Translation Feature“It would be way more useful to more people if you could add a translation option for non-English speakers.”You asked for PA.gov to be accessible to non-English speakers. We’re proud of Pennsylvania’s diversity and we want to make it easier for all Pennsylvanians to access government services online. Now with the help of Google Translate, users can translate the entire PA.gov website into over 100 languages.Agency Directory“The main page should provide a simple way to get to every agency’s MAIN website.”You asked for an easier way to connect with Pennsylvania’s state agencies online. Now, you can find the social media, website, contact information, and news releases for each Pennsylvania agency right on the homepage.Want to connect with one of Pennsylvania’s commissions, boards, or other entities online? You can find the social media, website, contact information, and news hubs for official state entities on the Media page, organized by related areas.Connecting on Social MediaIn case you haven’t heard, we’re on social media! Last month, we launched the official Pennsylvania government Facebook and Twitter accounts.Our mission with these accounts is to make government work better for Pennsylvanians by serving as a hub for information and services from Pennsylvania’s state agencies and celebrate the stories that make us #PAproud.We’re continuing to test better ways to connect Pennsylvanians with government service online.Have any suggestions for how we can improve PA.gov? Check out the pilot site and take the feedback survey — your suggestion might just appear in the next PA.gov pilot update! June 06, 2017
(BBC) – Real Madrid forward Gareth Bale has arrived at Tottenham Hotspur’s training ground as he nears a return to the club.Wales international Bale, 31, is expected to rejoin Spurs on loan. He flew into Luton Airport yesterday before travelling to the training ground in Enfield, North London.Bale originally joined Spurs from Southampton in 2007 before moving to the Spanish giants for a then world record £85M in 2013.He has gone on to score more than 100 goals for Real and won four Champions Leagues.“Until I’m told Bale is a Tottenham player, I still think and feel and respect the fact he’s a Real Madrid player,” said Spurs boss Jose Mourinho.It is also anticipated Real Madrid full-back Sergio Reguilon will complete his transfer to Tottenham on Friday. The 23-year-old Spain international played last season on loan at Sevilla, winning the Europa League.Bale’s agent, Jonathan Barnett, told BBC Wales Sport on Wednesday that talks over a move were “slowly progressing”.Barnett said: “Gareth is closer to leaving Madrid than at any time in the last seven years. We are still negotiating. We shall see how it goes.”Spurs boss Jose Mourinho refused to speculate on the discussions, saying, “He is a Real Madrid player and I don’t comment on players from other clubs. I have to respect that. It’s better not to speak.“I tried to sign him for Real Madrid, which was not possible to do during my time there. But the president followed my instinct and my knowledge and the season I left he brought Gareth to the club. It’s not a secret, even Gareth knows that.”In July 2019, Real cancelled a deal for Bale to join Chinese Super League club Jiangsu Suning, and he played 20 times for the Spanish champions last season.Tottenham were beaten 1-0 at home by Everton in their first game of the new Premier League campaign on Sunday.