Tagged: 夜上海论坛

30
Dec
2020

Mount Everest’s Famed Hillary Step Disappears

first_imgAccording to reports from American climbers Garrett Madison and Ben Jones provided to Outside Magazine, a world-famous rock formation known as the Hillary Step is no more.The 39-foot feature—which sits just 200 feet below the summit of the world’s tallest peak and was first used to summit the mountain by its namesake Sir Edmund Hillary and his guide Sir Tenzing Norgay—is believed to have been removed from its post by a violent earthquake that occurred in 2015.“The boulder formally know as the Hillary Step is gone,” Madison told Outside. “It’s pretty obvious that the boulder fell off and has been replaced by snow. You can see some of the rocks below it that were there before, but the gigantic boulder is missing now.”Rumors of wether or not the Hillary Step had been damaged or completely removed during the 2015 earthquake have been swirling since last year when Everest Mountaineer Tim Mosdale posted a photo to Twitter (shown above) with a caption claiming that the step was “no more.” But soon after Mosdale’s tweet, the Nepali government disputed his claim, telling CNN it was nothing more than a “false rumor.”The back and forth left mountaineers and Everest enthusiasts perplexed, but the recent eye witness accounts from Madison and Jones seem to have quelled much of the confusion and speculation within the community.According to Madison, the absence of the Hillary Step will actually grant mountaineers easier access to the 29,029-foot summit of Mount Everest.“Now, instead of the Hillary Step, you have some snow steps on a 45-degree angle,” Madison told Outside. “And it actually makes the climbing much easier because instead of ascending this pure vertical rock face, it’s just walking up some snow steps with a fixed line.”last_img read more

18
Dec
2020

Long Island Posts Strong Job Gains in November

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Long Island posted strong employment numbers in November while also capturing its 42nd consecutive month of positive jobs gains, according to New York State employment data released Thursday.The number of private sector jobs on the Island last month came in at 31,900, a 3 percent gain compared to the same time last year, exceeding the overall employment growth of the nation (2.1 percent) and the state (1.9 percent).The state labor department’s report said LI received a boost from contractors who were forced to stall projects last year following the devastation from Superstorm Sandy. Employment at those same contractors increased by 14.7 percent.The biggest gains were seen in professional and business services and education and health services, with both industries adding 10,000 new employees.The Island also added thousands of new jobs in natural resources, mining, and construction, leisure and hospitality, trade, transportation and utilities, the state said.Local retailers contributed by hiring 5,100 employees between October and November for the holiday shopping season.The state reported job losses in manufacturing, financial activities and information. There were also 200 fewer government jobs compared to last year.The region was second to only New York City in job growth.Unemployment data is due out next week.last_img read more

18
Dec
2020

Credit unions vs banks: Banks have long resorted to bribery

first_imgHave you been receiving offers of incredible sums of money for opening a bank account recently? Banks started doing this some years back, and the amounts have grown from $50 to $100 to as much as $400 today.This is nothing new; banks have been bribing new customers for years. But they used to do it in a much more interesting way.Back in the Go-Go Sixties, Banks Made Bribery FunFor instance, back in the 1960s there were laws in place that greatly limited the amount of interest banks could offer on savings accounts.In those days, banks couldn’t offer you access to flashy investment like stocks, either. There was a “church and state” quality in the regulations separating Main Street banking from Wall Street banking.Furthermore, they couldn’t offer you free cash for opening an account.To get new business in the door banks had to resort to non-cash offers of merchandise. As is the case today’s bank marketing, there was an escalation in the value of the merchandise as banks competed to out-do one another. continue reading » 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

18
Dec
2020

12 financial tips loan officers must share with members

first_imgLoan officers should strive to be more than form pushers and evolve to be viewed as members’ financial advisors. When you have a loan origination system that provides a holistic view of your members’ financial data, you are more apt to position yourself as an advisor, increasing the opportunities to provide additional member services. Here are 12 tips to give members that will help put them into a better financial position:Set Realistic Budgets. Budgeting is a great way to establish benchmarks for spending and saving. But, they aren’t going to be useful if they’re set in a vacuum. Don’t forget to include emergency savings accounts, savings plans – both short and long term – for vacations, college funds, home purchases, and retirement.Track Your Budget. Budgets help members live within their means, but they can be difficult and time consuming to track. Maintaining a record of cash flow in a home is complex and detail oriented. This is where most of your best-laid plans go off the rails. Help members by introducing them to websites, software, and mobile apps that are designed to help with budgeting, such as mint.com or other Personal Financial Management (PFM) tools. 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

18
Dec
2020

DOL proposal further delays fiduciary rule effective date

first_img 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Dennis Zuehlke Dennis is Compliance Manager for Ascensus. Mr. Zuehlke provides clients with technical support on tax-advantaged accounts (including individual retirement accounts, health savings accounts, simplified employee pension plans, and Coverdell education … Web: www.ascensus.com Details The Department of Labor (DOL) has released its much anticipated proposal to further delay full compliance with the fiduciary rule. The DOL is proposing to delay full implementation of the best interest contract (BIC) exemption and other prohibited transaction exemptions from January 1, 2018, to July 1, 2019. Prior to this proposal, a transition period has been in place that began June 9, 2017, and was scheduled to end January 1, 2018. It requires compliance with some—but not all—of the provisions of the final rule. With the transition period now extended, investment fiduciaries are required to only meet the regulations’ Impartial Conduct Standards, which require that they receive only reasonable compensation, make no misleading statements, and act in their clients’ best interest. This is significant news for credit unions, as the DOL has previously clarified that IRAs—along with Archer medical savings accounts (MSAs), health savings accounts (HSAs), and Coverdell education savings accounts (ESAs)—are included in the scope of the final rule. It also represents the latest delay to a rule that has been nearly seven years in the making.The DOL first issued proposed regulations in October 2010, but withdrew them in 2011 in the face of heated opposition from the industry and members of Congress, only to re-propose them in 2015. After holding four days of public hearings on the proposed regulations, hearing from more than 70 witnesses, and receiving thousands of comment letters, the DOL issued the final rule in April 2016. The final rule was effective June 7, 2016, 60 days after it was published in the Federal Register. But the implementation date was extended so that brokers and advisers were not governed by the conduct and disclosure rules until April 10, 2017. A transition period for compliance with the BIC exemption was put in place from that date until January 1, 2018, if certain conditions were met. Full compliance with the exemption was required as of January 1, 2018.Donald Trump’s victory in the 2016 presidential election raised the hopes of the rule’s opponents that the rule would either be repealed or watered-down. That has not happened. Instead, the DOL in March announced a 60-day delay of the fiduciary rule implementation date from April 10, 2017, to June 9, 2017.The DOL also announced in Field Assistance Bulletin (FAB) 2017-02 that during the initial compliance phase of the rule, enforcement policy would focus on good faith efforts to comply rather than strict adherence to the rule. While the rule’s Impartial Conduct Standards will apply during the initial compliance phase from June 9, 2017, through January 1, 2018, which is now extended, the DOL made clear in FAB 2017-02 that it “…will not pursue claims against fiduciaries who are working diligently and in good faith to comply with the fiduciary rule and exemptions, or treat those fiduciaries as being in violation of the fiduciary rule and exemptions.”The DOL also announced in FAB 2017-03 that it will not enforce the rule’s prohibition on investment advice contracts requiring clients to waive their right to participate in class-action lawsuits resulting from fiduciary breaches. The final fiduciary rule prohibits certain arbitration provisions in investment advice contracts and clauses that require participants to waive their right to participate in class-action lawsuits.Critics of the DOL’s fiduciary rule—including the Investment Company Institute and the U.S. Chamber of Commerce—urged the DOL to delay full implementation of the final rule. The credit union trade associations have also expressed concerns with the DOL’s fiduciary rule. In a comment letter earlier this year, the National Association of Federal Credit Unions (NAFCU) urged the DOL to revoke the rule or exempt credit unions from it. NAFCU wrote that the rule’s complex requirements would discourage investment recommendations and restrict consumer choice. The Credit Union National Association (CUNA) has publicly stated that it supports the underlying intent of the fiduciary rule to protect investors, but is concerned that the new requirements could curtail credit unions and credit union service organizations from offering members retirement and investment products that would benefit them. CUNA submitted a comment letter in late June requesting that the DOL clarify that credit unions are exempt from the fiduciary rule.In releasing its proposal to delay full compliance with the fiduciary rule, the DOL noted that the purpose of the delay is “to give the Department of Labor the time necessary to consider possible changes and alternatives…” to the previously issued guidance. The DOL is accepting public comment during a 15-day comment period that ends September 15, 2017. While procrastinators and opponents of the rule may be pleased with the delay, many are left wondering how to proceed. Major financial firms have spent millions of dollars to comply with the rule. And many firms have overhauled their entire business model to move away from commission-based retirement accounts, and built marketing campaigns to demonstrate that they are acting in their clients’ best interest. If the rule is repealed, would these firms reverse course and go back to commission-based retirement accounts? If the rule is substantially changed, what will it cost to come into compliance with the changed rule? Credit unions would be well-advised to carefully monitor the evolving timelines for compliance with the DOL’s fiduciary rule and any changes to the final rule in order to ensure compliance. last_img read more

18
Oct
2020

Manchester United ready to hijack Arsenal’s move for Dayot Upamecano

first_imgAdvertisement Manchester United ready to hijack Arsenal’s move for Dayot Upamecano Comment Dayot Upamecano has a release clause of £52.5m (Picture: Getty)Manchester United are keen on signing Red Bull Leipzig star Dayot Upamecano, with Ole Gunnar Solskjaer viewing the defender as a perfect partner for Harry Maguire.United spent £80m on Maguire last summer to make the England international the most expensive defender in history but Solskjaer wants a more physical defender next to him to provide more balance in his defence.Victor Lindelof has partnered Maguire for most of the campaign and though Solskjaer admires the Swede, it’s felt that as a pairing the duo are too similar.Eric Bailly would appear a better fit alongside Maguire but the Ivorian’s injury problems mean he cannot be relied on and Solskjaer doesn’t want to take unnecessary risks going into next season.ADVERTISEMENT Dayot Upamecano has attracted interest from across Europe (Picture: Getty)Upamecano, 21, has emerged as one of the finest defenders in Europe and he will be entering the final year of his deal this summer with the German club.AdvertisementAdvertisementArsenal had been leading the line of Premier League clubs for Upamecano’s signature but Sky Sports claim United have now joined the race.It’s claimed Manchester City are also interested and that Upamecano has a £52.5m release clause in his existing deal with Leipzig. Pep Guardiola wants to sign at least one defender this summer after failing to replace Vincent Kompany last summer.John Stones’ future is also up in the air, with Arsenal keen on signing the England ace.MORE: Mohamed Salah or Sadio Mane? Jamie Carragher picks his ‘favourite’ Liverpool star Metro Sport ReporterTuesday 14 Apr 2020 8:30 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link9.8kShares Advertisementlast_img read more

28
Aug
2020

Jamaican Minister urges top level talks after Athlete Penn relays ban

first_imgThe Jamaica Government is now standing at attention, after recent announcement that two of the country’s star quality junior athletes have been ruled out of the prestigious Penn Relays Carnival coming up at the end of this month.Calabar High School’s team captain at the recent Champs, Michael O’Hara had been caught in a tug-o-war between the nation’s two top telecommunications giants, Digicel and Lime, where ambush marketing “reared its ugly head.” The Wolmer’s standout Jaheel Hyde was almost simultaneously to O’Hara’s well publicised antics, named brand ambassador by warring rival, Lime.O’Hara’s “Champs “bare it all”  was seen as taking some gloss off the angry-in-response Lime’s publicity campaign at the 5day spectacle which they heavily sponsored.Meanwhile, Digicel appeared to be “tapping their chest’’ on what could be viewed as a coup, beautifully executed.Employing the forum of the launch of the 2015 Jamaica International Invitational Meet (JII), at the Half-Way Tree Transport Centre in St Andrew, Neita-Headley, a concerned Minister with responsibility for Sports, Natalie Neita-Headley, spoke of plans to protect student athletes, while encouraging corporate entities to be involved in their continued development throughsponsorship/support.Amidst the furore which ensued, enter the Pennsylvania Interscholastic Athletic Association (PIAA), who rules the world renowned Penn Relays, banning both athletes from participating. The organization regarded them as having been, “ recipients of benefits, owing to their athletic potential and performance, which are not available to all students on their schools’ team.” “Our athletes continue to make us (Jamaica) proud and I want to take this opportunity to say to all of them, a grateful nation salutes you,”She continued. ” I feel it is necessary at this time to intervene in the recent impasse that has occurred with our two high-school students – Michael O’Hara and Jaheel Hyde – as it relates to their appearances in the Penn Relays.Coming out of this, I expect and intend to work with ISSA, to work with the JAAA and other governing bodies in sport, to ensure that we develop policies to protect our student athletes.”She ended her presentation to the gathering, with “It’s important to note, also, that whilst the sponsors are to be thanked wholeheartedly for having taken this process from being just relaxation and competition, they have given our young people that competitive edge by giving so much towards the development of sport.I want to ensure that we do it in such a way that our athletes are protected, their futures are protected, while the sponsors are able to contribute in a meaningful way to their development and to sport in general.” –last_img read more

13
Aug
2020

Guardiola glad as Man City overcome derby ‘fear’ to beat Man Utd

first_imgThe Portuguese boss, in a separate interview with Sky Sports, added: “All three goals are our mistakes. Against a team like City, if you make mistakes you will get punished.”United scored twice in the closing five minutes to win 2-1 away to Juventus in the Champions League in midweek while City continued their campaign in European club football’s elite tournament with a 6-0 thrashing of Shakhtar Donetsk on Wednesday.Mourinho, while not blaming United’s defeat on their exertions in Italy, said: “Everybody has to agree, it is one thing to go to Juventus and play against one of the best teams in the world for 90 minutes, another thing to beat Shakhtar Donetsk at home 6-0 and be very relaxed.“We arrive in different circumstances.”Share on: WhatsApp Manchester, United Kingdom | AFP | Manchester City manager Pep Guardiola said his side had to overcome early “fear” before the reigning Premier League champions returned to the top of the table with a 3-1 derby win at home to Manchester United on Sunday.Goals early in each half at the Etihad from David Silva and Sergio Aguero left City in a commanding position before an Anthony Martial penalty gave visitors United hope of a comeback.But Ilkay Gundogan put the result beyond doubt four minutes from time with a third goal that crowned a sublime 44-pass move.Victory left City two points clear of Liverpool and Guardiola told the BBC: “We deserved the victory. The first half we played a little bit with fear but football is a game and we didn’t want to lose the ball.”Asked why his team had been fearful, Guardiola replied: “We wanted to play good in front of our fans and we know how important it is to play in this game. But we did well and that goal from Sergio Aguero helped us a lot after half-time.”Defeat left United 12 points behind City just 12 games into the league season, with beaten manager Jose Mourinho accepting there was now a “gap” between the Manchester clubs.He insisted his team were united in reality as well as in name, while saying all three of City’s goals were down to mistakes by his players.“For me zero words against my players, everything is positive,” Mourinho said. “I am with them and they are with me.“There is a gap, Manchester City start playing from the beginning of the season at a certain level that allows them to get a lot of points.”last_img read more

12
Aug
2020

Local woman fights of man who broke in during fire alarm

first_imgA 62-year-old woman is reporting that she was forced to fight off an intruder who broke into her home after she opened her door during a fire alarm.The incident occurred Monday morning at an apartment in Fort Lauderdale.The victim, Alice Coleman, says she woke up that morning to a fire alarm and when she opened the door to see what was going on, a man appeared and tried to force his way inside of her apartment.“He was telling me, ‘No, mama. Everything gon’ be all right,’” Coleman told reporters. “‘Everything’s not going to be all right. I’m not your mama. I don’t know who you are. Get out of my house.’”Coleman says at that point she began fearing for her life and then bit the man on the arm.“I was able to bite him, and I didn’t even have my teeth in my mouth like now,” Coleman said. “My brother said, ‘How did you bite him?’ I said, ‘With the little teeth I got, I bit him!’ I felt some kind of danger. I sensed it, and I seen that look on his face. My life were in danger.”Coleman then ran out of the apartment but as she ran out, the suspect ran in and locked the door. That’s when Coleman says she ran to a neighbor’s home and contacted the police.When authorities arrived, they knocked on the door and the suspect, later identified as Fitzroy Morton, opened the door. Officials then immediately arrested him.Morton has since been taken to the Broward County jail where he has been denied bail for his three felony charges.last_img read more

10
Jan
2020

Ronaldo retains Club World Cup for Real Madrid

first_imgRonaldo was once again Real’s man for the big occasion as his strike went through the Gremio wall eight minutes after the break to ensure the European club champions were also crowned world champions for a fifth straight year.“We wanted to win because Real Madrid have never won five trophies in one year,” said Ronaldo. “I think we played a very good game and deserved to win.”Ronaldo has now scored 15 goals in 20 appearances for Madrid this season despite a slow start in La Liga.“The numbers speak for themselves,” added the Portuguese. “I give my answers on the pitch. The team were phenomenal and it is another trophy for the CV.”Gareth Bale was left on the bench despite scoring with his first touch as a substitute against Al Jazira on Wednesday to book Madrid’s place in the final, as Zinedine Zidane kept faith with the same side that started Real’s Champions League final triumph over Juventus back in June.Gremio booked their ricket to Abu Dhabi by winning the Copa Libertadores for the third time last month and Madrid knew they weren’t in for a comfortable evening just two minutes in when Gremio captain Pedro Geromel raked his studs down the back of Ronaldo’s calf without any punishment from Mexican referee Cesar Ramos.Ronaldo, though, confirmed he will be fit for next weekend’s Clasico against Barcelona.– Stubborn opposition –Madrid dominated possession but, unlike in their profligate semi-final performance, found clear-cut chances hard to come by against the well-organised Gremio defence.Luka Modric came closest to breaking the deadlock in the first half with a left-footed shot from the edge of the box that flew inches wide of the far post.Ronaldo also hammered a long-range free-kick that dipped onto the roof of the net, whilst Edilson gave Keylor Navas a similar scare at the other end with a free-kick from range.Gremio pleaded for the referee to consult with the video assistant referee (VAR) when Sergio Ramos clipped Ramiro inside the area early in the second period.However, those claims fell on deaf ears and Madrid instantly broke up the other end to open the scoring.Ronaldo was tripped 25 yards from goal and the world player of the year’s resulting free-kick sneaked through a gap in the Gremio wall to skip into the bottom corner.Gremio were handed a lifeline when Ronaldo had the ball in the net again just before the hour mark, but Karim Benzema was flagged for being marginally offside in the build-up.Marcelo Grohe then turned another Modric drive onto the post and made great stops from Ronaldo and Bale in the final 10 minutes to keep Gremio in the game.However, the Brazilians failed to register a single shot on target as Madrid comfortably held out to seal their most successful ever year with a fifth trophy.Earlier, Mexican side Pachuca beat hosts Al Jazira 4-1 in the third-place play-off.0Shares0000(Visited 2 times, 1 visits today) 0Shares0000Real Madrid’s Cristiano Ronaldo strikes the ball to score a free-kick during their match against Gremio FBPA in Abu Dhabi on December 16, 2017 © AFP / KARIM SAHIBAbu Dhabi, United Arab Emirates, Dec 16 – Cristiano Ronaldo’s second-half free-kick ensured Real Madrid picked up a fifth trophy of 2017 by beating Gremio 1-0 in Abu Dhabi on Saturday to retain the Club World Cup.A third Club World Cup in four years brings Madrid level with rivals Barcelona as the most successful side in the competition’s history and adds to the La Liga, Champions League, UEFA Super Cup and Spanish Super Cup titles already won by Zinedine Zidane’s men this year.last_img read more