As customer interactions become fragmented across more channels than ever before, a CRM system may be your best tool to help provide seamless, insightful customer experience. To get that all-important single view of the customers, you’ll need a CRM system that serves as a hub for data coming in from all channels, so you can capture all the bits and pieces of information that make up a modern banking relationship, and use them to engage customers, convert more leads, and create life-long loyalty.Is your current CRM solution up to the task? If not, it may be time to plan for the successful future and build for the growth you seek.Here are some of the steps you need to take to make sure the process goes smoothly. Remember, enterprise-wide CRM adoption is a cultural shift, so steps involving people are just as important as steps involving tech implementation.1. Choose the right solution. The CRM marketplace is full of vendors offering “vanilla CRM” solutions, which claim to work for any industry and for any need of the staff. But these often don’t meet the complex needs of credit unions, who contend with complex legacy back office systems, geographically dispersed locations, and the need to keep business processes in compliance with rigorous legislation across all channels.If you pick a purpose-built solution for financial services from a partner with industry experience, you’ll have access to features and functions designed to meet these unique needs. Plus, you can rely on your vendor to share best practices and real-world experience to make the implementation a success.2. Select the right champions to lead change. Executive champions bring leadership and vision to your CRM project. But because CRM touches many departments and groups across your credit union, you’ll also need CRM supporters in every branch and location, at every level. And you’ll need to make sure that all champions have a singular vision of how the CRM implementation will benefit your organization.3. Build and maintain a roadmap. Bring your stakeholders together to create a roadmap for your CRM project. Start by evaluating the gaps between the creditunion’s current state and its desired future state. Then consider how CRM capabilities can help you bridge the gaps. Identify key building blocks, from data migration to process documentation, and assign responsibilities for each. 4. Create a comprehensive messaging plan. You’ll need to communicate how the new CRM solution can help everybody do their jobs better without reorganizing their workflow, and listen to what everybody wants out of it. Be prepared for resistance – old habit die hard, and change makes people nervous, so you’ll need to be proactive about reassuring staff members that the CRM solution will help them meet their KPIs and make their daily lives easier. Make sure you have a mechanism in place for employees to share feedback with your CRM team throughout the planning, implementation, and rollout of the solution.5. Plan to make training an evergreen activity. Peer-to-peer, role based training is essential if you want your staff to adopt CRM and use it correctly. You also need to recognize that ingraining new habits takes time, allocate resources to offer intensive training up front, then reinforce it later, and make inspection and coaching a perennial task as well. And don’t be afraid to incentivize CRM adoption, or use gamification and scoreboards to encourage CRM uptake at individual branches or locations.6. Run through your CRM readiness checklist. At this stage in the game, your credit union is ready to go, with a roster of CRM champions in place, training, and communications plans ready to go, and key building blocks and KPIs mapped out. A final systems check can help you identify any last issues before you begin implementation. Your readiness checklist should include questions like these:Does everyone have a clear and common understanding of the CRM project?Do they understand their specific roles during roll-out?Is the feedback process clear for everyone? Are cross-functional teams poised to troubleshoot?Are all data sources identified? Is there a plan for their integration?Plan for SuccessAs the saying goes, “failing to plan is planning to fail”. When a CRM project fails, it is often because the organization hasn’t’ done the groundwork to ensure adoption of the system. If you don’t create and monitor CRM KPIs, you may not even notice when adoption rate and usage drop and the project stagnates. Conversely, if you take the time to select the right vendor, make a comprehensive implementation plan, build buy-in and rally the organization, you are well on the way to experiencing the enterprise-wide benefits of CRM. Why is this process so worthwhile? Well, because significant organization-wide benefits of CRM include (but aren’t limited to), a better understanding of members, stronger member relationships, increased loyalty, and the opportunity to leverage member data to market more effectively.Want more strategies to ensure CRM implementation success? We’ve drawn on over a decade of experience helping credit unions plan CRM projects to offer you some straightforward advice on important steps to follow. Read our eBook to learn more. 34SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Olga Zakharenkava Olga Zakharenkava is the VP, Demand Marketing at Doxim, a leading provider of cloud-based customer engagement solutions for credit unions and wealth management firms. Find out more at www.doxim.com Web: www.doxim.com Details
Tags: English Amateur Championship Gregory’s tee shot to the par three 16th was straight at the pin, but ran through the green, while Sloman found the putting surface on the way to a winning par. However, he immediately lost his lead on the 17th which he conceded after hitting his tee shot into heather and then into further trouble. After exchanging a couple of early holes with birdies, the players steadily halved their way to the 11th, where Gaunt pulled ahead with a par. But Fitzpatrick’s par on 14 made them all square again and his birdie on 16 meant the 18-year-old was one up with two to play. In the last match, Jack Gaunt (Drayton Park, Staffordshire) found a similar solution, with his own birdie on 18 to defeat Alex Fitzpatrick (Hallamshire, Yorkshire). The other three games were intensely tight – and none more so than the match between Todd Clements (Braintree, Essex) and Jake Bolton (Ogbourne Downs, Dorset) saw only three holes change hands. Click here for full scores. He defeated Lancashire’s Jack Clarkson (Lancaster) 3/2, taking charge on the back nine with three birdies. The pair were nip and tuck on the outward half with Poppleton’s birdie on the first immediately answered by Clarkson’s chip-in on the second. The semi-finals of the English amateur championship at The Berkshire will see Nick Poppleton play Todd Clements while Tom Sloman takes on Jack Gaunt. They came through a series of exciting quarter final matches with only Poppleton (Wath, Yorkshire) winning before the 18th. On the 18th, though, Sloman made no mistakes, rolling in a 20ft birdie putt which Gregory was unable to match. 5 Aug 2017 Tight quarter finals go the distance Bolton birdied the fifth to go one up but lost the sixth to a par. Clements went one up with a birdie at the 9th and stayed there – with the players halving every hole on the way in and covering the back nine in two under par. Clements is pictured being congratulated by his sister (image copyright Leaderboard Photography). But Gaunt produced a blistering finish with birdies on both 17 and 18 to take his place in his second consecutive semi-final. They reached the turn all square and Sloman moved ahead for the first time with a birdie three on the 11th. He was never to drop behind, although Gregory got him back to all square with a birdie on the long 15, hitting the green in two while Sloman visited the heather. In the third game Tom Sloman (Taunton & Pickeridge, Somerset) ended the challenge of England international Scott Gregory (Corhampton, Hampshire) with a birdie on the last after a ding-dong end to their game. Clarkson twice edged ahead with birdies on three and eight but was pulled back each time, notably on the ninth which Poppleton eagled. After the turn, Poppleton pulled steadily ahead, getting to three up with a birdie on 15 and closing out the game on the next hole.
Jose Angulo (Right) of the Pittsburgh Riverhounds moves the ball against Anthony Obadai of the Phoenix Wolves, Angulo scored both Riverhounds goals to lead them to their first win of the season (Courier Photo/William McBride/File) Pittsburgh Riverhounds striker Jose Angulo was named USL PRO Player of the Week for Week 14 after scoring three goals in two games, completing a spectacular six-point sweep this weekend against the Harrisburg City Islanders and the Antigua Barracudas. The former NY Red Bulls striker has now scored 10 goals this season, and sits second among the USL PRO goal-scoring leaders.Angulo was at the center of the Riverhounds’ dramatic comeback victory against one of his former sides, the Harrisburg City Islanders, on Friday night. Facing a two-goal halftime deficit on the road, Angulo began the Riverhounds’ rally with a penalty kick early in the second half. He then gave his side the lead for the first time in the game, hitting home a first-time finish after Ryan Kinne’s initial effort had been blocked.Two days later, Angulo continued his strong run of form as the Riverhounds defeated Antigua to move into the playoff places for the first time this season. Angulo was credited with an assist on Darren Amoo’s second goal of the game, with his excellent free kick coming back off the post to allow for an easy tap-in on the rebound, and then added the final goal of the game. Angulo has now scored in five consecutive games, recording a goal in each of the Riverhounds’ games in the month of June.Angulo was joined on the Team of the Week by Amoo, who also had three goals in two games for the Riverhounds during the weekend. Amoo’s goal against Harrisburg on Friday was his first of the season, and he followed up with a brace against Antigua, including a beautifully struck half-volley that opened the scoring against the Barracudas.“This is an incredible honor,” said Angulo after receiving news on his Player of the Week recognition. “As a whole, we had a really great weekend of play. Claiming six points in league standings is huge for us as we continue to make the final push towards playoffs.”This is Angulo’s first time being named USL PRO Player of the Week and is his fourth time being recognized on the USL PRO Team of the Week for the 2013 season (Weeks 6, 9, and 13). Angulo has also received honorable mentions four times (Weeks 2, 5, 10, and 12).The two wins this weekend extend the Riverhounds unbeaten streak to 10 as well as move the Club up in league standings, where they currently sit in 8th place below the Charlotte Eagles, who are scheduled to arrive at Highmark Stadium next week for the second and final leg of the 2013 regular season series between the two clubs.Making honorable mentions this week for the Riverhounds are Matt Dallman and Rob Vincent. Dallman continues to lead the league in assists with 10 after setting up Amoo for a goal against the City Islanders as well as one to Vincent against the Barracudas. Vincent receives honors for his standout performance this weekend with a strong attacking form against the City Islanders Friday and scoring a goal against the Barracudas on Sunday.The Riverhounds are off this weekend and return to Highmark Stadium on Thursday, July 4 to take on the Charlotte Eagles for the second and final leg of the 2013 regular season. Following the game, the Riverhounds invite patrons to remain at Highmark Stadium for top-notch seats for the Downtown Pittsburgh’s Independence Day fireworks display.
South Africa has developed an established, diversified manufacturing base that has shown its resilience and potential to compete in the global economy.This platform of manufacturing presents an opportunity to significantly accelerate the country’s growth and development. (Image: Brand South Africa)Brand South Africa reporterThe manufacturing sector provides a locus for stimulating the growth of other activities, such as services, and achieving specific outcomes, such as employment creation and economic empowerment. This platform of manufacturing presents an opportunity to significantly accelerate the country’s growth and development.Manufacturing in South Africa is dominated by the following industries:AgriprocessingAutomotiveChemicalsICT and electronicsMetalsTextiles, clothing and footwearAgriprocessing industryAgriculture contributes 4% to South Africa’s gross domestic product (GDP) and consists largely of cattle and sheep farming, with only 13% of land used for growing crops.Maize is most widely grown followed by wheat, oats, sugar cane and sunflowers. The government is working to develop small-scale farming in efforts to boost job creation. Citrus and deciduous fruits are exported, as are locally produced wines and flowers.The agri-food complex (inputs, primary production, processing) contributes approximately R124 billion to South Africa’s GDP and employs 451 000 people in the formal sector. Exports of processed agricultural products amounted to R17.2 billion in 2001.South Africa has a diversity of climates, ranging from semi-arid and dry to sub-tropical. As a result, a diversity of crops, livestock and fish are to be found.The South African agri-food complex has a number of competitive advantages, making it both an important trading partner and a viable investment destination. A world-class infrastructure, counter-seasonality to Europe, vast biodiversity and marine resources, and competitive input costs make the country a major player on the world’s markets.The establishment of preferential trade agreements, such as the Africa Growth and Opportunity Act (AGOA) for the US market and a free trade agreement with the European Union, confer generous benefits.Department of AgricultureAgricultural Research CouncilDepartment of Land AffairsAgri SAAutomotive industryThe automotive industry is one of South Africa’s most important sectors, with many of the major multinationals using South Africa to source components and assemble vehicles for both the local and international markets.Despite its distance from some of the major markets Africa, and particularly South Africa, produces high quality products at prices competitive with other automotive manufacturing and assembly centres.The South African automotive and components industry is growing rapidly and is perfectly placed for investment opportunities. Vehicle manufacturers such as BMW, Ford, Volkswagen, Daimler-Chrysler and Toyota have production plants in the country, while component manufacturers (Arvin Exhust, Bloxwitch, Corning, Senior Flexonics) have established production bases in the country.The industry is largely located in two provinces, the Eastern Cape (coastal) and Gauteng (inland). Companies with production plants in South Africa are placed to take advantage of the low production costs, coupled with access to new markets as a result of trade agreements with the European Union and the Southern African Development Community free trade area. Opportunities also lie in the production of materials (automotive steel and components).South Africa’s aim is to become an automotive investment destination of choice. Modernisation and upgrading of key elements in the automotive industry are required to keep pace to achieve international competitiveness.Interest rates are currently at historic low levels, reducing the cost of investments. It is significant to note that most major multinational vehicle manufacturers are currently represented in SA, which means that international developments also impact on the country.The outlook for the vehicle industry is bright in terms of both exports and the domestic market. A key challenge will be to raise local content, particularly in the vehicles now being exported in large volumes.National Association of Automobile Manufacturers of SAAutomotive Industry Export CouncilAutomotive Industry Development CentreChemicals industryThe chemical industry has been shaped by the political and regulatory environment which created a philosophy of isolationism and protectionism during the apartheid years. This tended to foster an inward approach and a focus on import replacement in the local market. It also encouraged the building of small-scale plants with capacities geared to local demand, which tended to be uneconomic.Through isolation of the industry from international competition and high raw material prices as a result of import tariffs, locally processed goods have generally been less than competitive in export markets. Now that South Africa is once more fully part of the global community, South African chemical companies are focusing on the need to be internationally competitive and the industry is reshaping itself accordingly.Two noticeable traits characterise the South African chemical sector. Firstly, while its upstream sector is concentrated and well developed, the downstream sector – although diverse – remains underdeveloped. Secondly, the synthetic coal and natural gas-based liquid fuels and petrochemicals industry is prominent, with South Africa being world leader in coal-based synthesis and gas-to-liquids (GTL) technologies.South Africa’s chemical industry is of substantial economic significance to the country, contributing around 5% to the gross domestic product (GDP) and approximately 25% of its manufacturing sales.The industry is the largest of its kind in Africa. It is highly complex and widely diversified, with end products often being composed of a number of chemicals which have been combined in some way to provide the required properties and characteristics.The primary and secondary sectors are dominated by Sasol (through Sasol Chemical Industries and Sasol Polymers), AECI and Dow Sentrachem. These companies have recently diversified and expanded their interests in tertiary products, especially those with export potential.Chemical and Allied Industries’ AssociationSasolAECIDow SentrachemICT and electronics industriesThe South African information technology (IT) industry growth outstrips the world average. The country’s established and sophisticated indigenous information and communications technology (ICT) and electronics sector comprises more than 3 000 companies and was ranked 22nd in 2001 in terms of total worldwide IT spend.It has ready access to cutting edge technologies, equipment and skills and has the advantage of access to the rapid expansion of telecommunications and IT throughout the African continent. South African software developers are recognised as world leaders in innovation, production and cost efficiency backed by an excellent local infrastructure.This sector can be divided into three main sub-sectors: telecommunications, electronics and information technology.The telecommunications industry is thriving, contributing more than 7% to South Africa’s gross domestic product (GDP). With approximately 5,5 million installed fixed-line telephones, South Africa is ranked 23rd in telecommunications development in the world and represents more than 30% of the total lines installed in South Africa.Telkom, the sole fixed-line operator in South Africa, is a key player in a US$630 million optical fibre undersea cable project that will cater for Africa’s growing telecommunications needs for the next 25 years. Currently, a bidding process is under way for the country’s second fixed-line operator (SNO). The SNO is set to be named at the end of the 2003 financial year.Growing at a rate of 50% per year and fourth fastest growing cellphone market in the world, the South African GSM cellphone market has three operators: Vodacom, MTN and Cell-C. Some of the world’s leading telecommunication brands like Siemens, Alcatel, SBC Communications, Telecom Malaysia, Cell C and Vodaphone have made significant investments in the country.The South African electronics industry has repeatedly proved itself in terms of world-class innovation and production. The industry is characterised by a handful of generalist companies with strong capabilities in professional electronics, while small to medium companies specialise in security systems and electricity pre-payment meters.Investment opportunities lie in the development of access control systems and security equipment, automotive electronic subsystems, systems and software development in the banking and financial services sector, silicon processing for fiber optics, integrated circuits and solar cells. There are also significant opportunities for the export of hardware and associated services as well as software and peripherals.TelkomVodacomMTNCell CIndependent Communications Authority of SAState Information Technology AgencyMetals industrySouth Africa’s large, well-developed metals industry, with vast natural resources and a supportive infrastructure, represents roughly a third of all South Africa’s manufacturing.It comprises basic iron ore and steel, basic non-ferrous metals and metal products. The iron and steel basic industries involve the manufacture of primary iron and steel products from smelting to semi-finished stages.Ranked the world’s 19th largest steel producing country in 2001, South Africa is the largest steel producer in Africa (almost 60% of Africa’s total production).Primary steel products and semi-finished products include billets, blooms, slabs, forgings, reinforcing bars, railway track material, wire rod, seamless tubes and plates.South Africa is a net exporter, ranked 10th in the world, to more than 100 countries. Approximately 500 000 tons of ferrous-scrap were exported by metal recyclers in 2001.Imports accounted for only 5,8% of total domestic consumption of primary steel products in 2001. Sales to the local market increased by more than 6% during 2001 when compared with 2000.Iscor is South Africa’s largest steel producer. Other industry players include Scaw Metals, Cape Gate, Columbus Stainless Steel, Highveld Steel and Vanadium and Cisco.South Africa’s non-ferrous metal industries comprise aluminium and other metals (including copper, brass, lead, zinc and tin). Aluminium is the largest sector but, as SA has no commercially exploitable deposits, feedstock is imported. South Africa is ranked eighth in world production of aluminium. Key players include Billiton (with smelters in Richards Bay) and Hulett Aluminium.Other non-ferrous metals are small in relation, but are still important for exports and foreign exchange earnings. Although the country’s copper, brass and bronze industries have declined, it is hoped that new mining and reclamation technologies will allow exploitation of previously unviable deposits.The international and local steel industry has changed dramatically over the past two years. Several steel companies have fallen away and protectionism has increased.To survive in these harsh conditions, the South African primary steel industry has taken major steps to become more efficient and competitive. Many of the local steelworks have engaged in ongoing restructuring processes and productivity improvements.For example, Iscor’s steel and mining divisions were unbundled towards the end of 2001 and Saldanha Steel was 100% integrated into Iscor early in 2002.SA Iron and Steel InstituteIscorTextiles, clothing and footwear industryThe South African textile and clothing industry has a powerful vision. It aims to use all the natural, human and technological resources at its disposal to make South Africa the preferred domestic and international supplier of South African manufactured textiles and clothing.Though the textile and apparel industry is small, it is well placed to make this vision a reality.Due to technological developments, local textile production has evolved into a capital-intensive industry, producing synthetic fibres in ever-increasing proportions. The apparel industry has also undergone significant technological change and has benefited from the country’s sophisticated transport and communications infrastructure.The South African market demand increasingly reflects the sophistication of First World markets and the local clothing and textile industry has grown accordingly to offer the full range of services from natural and synthetic fibre production to non-wovens, spinning, weaving, tufting, knitting, dyeing and finishingSince 1994, about US$900 million has been spent on modernising and upgrading the industry, making it efficient, internationally competitive, and ready to become a major force in the world market.Exports account for R1,4 billion for apparel and R2,5 billion for textiles, mostly to the US and European markets. Exports to the US increased by a dramatic 62% in 2001, driven primarily by the benefits offered under the Africa Growth and Opportunity Act (AGOA) which provides for duty-free imports of apparel produced in South Africa.Textile Federation of South AfricaAfrica Growth and Opportunity ActWould you like to use this article in your publication or on your website? See Using Brand South Africa material.
Sign up for a free trial and get instant access to this article as well as GBA’s complete library of premium articles and construction details. If you are considering investing in an energy-efficiency improvement for your home — for example, additional attic insulation or a photovoltaic system — you probably expect the investment will lower your energy bills. So it’s only natural to ask, “Is this a good investment?”For example, let’s say that you are considering spending $5,000 on an improvement that will save you $350 a year on your energy bills. Does the investment make economic sense? The answer, of course, is “it depends.” Among the factors affecting such a decision:Some of the items on this list — for example, the interest rate on a loan — are quantifiable. Others — for example, the rate of energy cost inflation — can only be estimated. And some — for example, how much one values having a reduced carbon footprint — can’t be quantified at all.There are so many variables in this list, in fact, that some home performance contractors and solar equipment installers are sick and tired of hearing payback questions. The usual reaction from the sick-and-tired crowd is, “Nobody ever asks what the payback period is for a granite countertop or an SUV!”(Where would we be without granite countertops? They’re such handy devices for making almost any argument…)However, I’ve noticed that the people who make this speech are usually people who sell home improvements with a very long payback. You never hear CFL manufacturers make the same speech.Let’s face it: payback matters. It isn’t the only factor in making home improvement decisions — other factors are important, including improved comfort and a smaller carbon footprint — but it’s an important one.So now we come to the question: How should we calculate payback?If you start diving into the world of payback calculations, you quickly learn that there are many ways to… Start Free Trial Already a member? Log in This article is only available to GBA Prime Members
Polluted sites are being restoredPritchard Park is just one illustration of efforts across the U.S. to put contaminated sites back to use for communities — as parks, playing fields, workplaces, homes, shopping centers, even renewable energy projects.“EPA places a high priority on land revitalization as an integral part of its Superfund cleanup mission,” says U.S. Environmental Protection Agency spokesperson Enesta Jones. “Superfund cleanups have allowed hundreds of communities to reclaim formerly contaminated Superfund sites for protective and productive uses.”Commercial uses tend to be the most popular: Such redevelopment can yield new jobs and tax dollars. Based on information collected at 487 of the 888 Superfund sites in reuse, the EPA estimates that cleaned sites supported approximately 6,600 businesses in 2017 with ongoing operations employing more than 156,000 people and generating annual sales of $43.6 billion.Lessons are emerging from Superfund reuses to date, including the importance of involving the local community and creating a vision for reuse early in the cleanup process. Warnings also abound about what can go wrong during and after redevelopment, especially if inadequate attention is given to remediation.Since passage of CERCLA in 1980, more than 1,700 sites around the U.S. have been listed on the NPL. As of late February, 399 sites have been fully cleaned up and deleted from the list. As more sites are added to the Superfund list, and as more sites on the list are cleaned up, environmental experts hope past experience will bring more efficiency and success to future repurposing projects. This post originally appeared at Ensia. Lynne Peeples is a Seattle-based science journalist specializing in the environment and health. When Charles Schmid first moved to Bainbridge Island, Washington, in 1970, the Wyckoff Company was still stripping bark from timber and treating the logs with creosote, an oily liquid processed from coal tar. The waterfront factory had used similar wood-preservation methods dating back to the early 1900s, when it began producing materials for some of the world’s largest infrastructure projects, including the Panama Canal, Great Northern Railroad, and San Francisco’s wharfs.In fact, Schmid used to pick up free bark from Wyckoff. “Everything seemed fine,” he recalls. But by the 1980s, he began to learn about contamination at and around the site — pools of creosote, fish with lesions, shellfish too toxic to eat. The emerging news spurred him and other members of this island community, a short ferry ride from Seattle, to push for cleanup.Fortunately for Schmid and his neighbors, seven years earlier the U.S. Congress had passed the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA), which created a pool of money known as the Superfund that could be used to clean up such sites.In 1987 the site was added to the Superfund National Priorities List (NPL) a designation reserved for areas where contamination poses a significant threat to human health or the environment and demands a concerted, long-term, federally coordinated remedy. Energy opportunitiesThe East Chicago site is not alone in attracting the attention of energy developers. In New Bedford, Massachusetts, more than 5,000 solar panels are visible from a highway interchange. The array sits on Sullivan’s Ledge — once a granite quarry and then a town landfill, where electrical transformers, fuel oil, metal and scrap rubber piled up. The soil, sediment, and groundwater were left heavily polluted, leading to the site’s placement on the Superfund NPL in 1984.Solar farms are becoming an increasingly popular choice for Superfund sites, in particular those too contaminated to be sufficiently cleaned for residential or commercial reuse. Technological advances in panel mounting and framing also mean that solar panel systems can now have minimal impact on the integrity of landfill covers — making the use a more feasible option. The cap at this New Bedford site wouldn’t have supported the weight of a commercial building, according to John DeVillars, chairman of Boston-based BlueWave Solar, which helped with the project. But it can support the panels.Solar farms like this one at New Bedford, Massachusetts, are an increasingly popular choice for repurposing Superfund sites. [Photo courtesy of the City of New Bedford]Around 2010, Stanislaus partnered with the U.S. Department of Energy’s National Renewable Energy Laboratory to map Superfund sites with high opportunities for renewable energy development. The effort was part of the RE-Powering America’s Land Initiative, which encourages renewable energy on already developed or degraded land instead of green space.“Our company and every other solar developer company has chewed up too much farmland and forest land,” says DeVillars.The 1.8-megawatt solar array produces enough energy to save New Bedford about 30% on its municipal electricity bills and to offset carbon dioxide emissions from electricity use of more than 226 homes.“Sullivan’s Ledge is a great example of our city turning an environmental liability into an environmental asset,” says Jonathan Mitchell, the city’s mayor. Today, most of the 50-plus acres of polluted property have been cleaned up. It’s also taken on a new life as Pritchard Park — complete with wooded trails, views across Puget Sound of downtown Seattle and Mount Rainier, and a man-made sandy beach — thanks to $8 million in government grants and private funds raised by community members, including Schmid, to buy the land. Since most of the island’s waterfront is privately owned, this new public parkland is particularly special.“It’s so important for people to get to the water,” Schmid says as he shows me around the site. “Kids always want to be in the water.” Symbols of hopeEPA administrator Scott Pruitt has called for accelerating the cleanup and reuse of Superfund sites across the country. “Today’s redevelopment list incorporates Superfund sites ready to become catalysts for economic growth and revitalization,” Pruitt said in a January statement with the release of a list of 31 Superfund sites he deemed prime candidates for reuse.Environmental policy experts generally agree that efforts to revitalize formerly contaminated land can generate benefits. However, some are concerned that too much attention on redevelopment could compromise the key goal of the Superfund program — to protect public health and the environment.“There are still over 100 sites where human health is not under control,” says Probst. “I would argue that redevelopment is not the most important aspect of this program.”Critics’ concerns are amplified by a proposed budget from the Trump administration that would not increase funds for the Superfund program despite Pruitt’s pledges of an increased focus. However, Pruitt has claimed that private investment in cleanup and reuse can fill funding gaps.With foresight, preparation and patience, some of the country’s past environmental nightmares can well become symbols of hope for the future.“You need to understand that it is going to be a long haul,” advises Bottcher, the Wyckoff site project manager. “The earlier the community can start planning and envisioning how sites will be used in the future, it helps everyone. It helps the EPA make smart decisions that would be compatible with that future use, and it helps the community or property owner to raise funds for that redevelopment.”The transformation of the Wyckoff site is a particularly poignant example of turning trouble to hope. During World War II, while workers at the creosote factory were excluded from the draft — the operations were considered too vital to national defense — more than 200 residents of Bainbridge Island became the first Japanese Americans exiled to internment camps. A short walk from the factory was the dock where they were ferried away. Now a memorial wall on this section of the Superfund site commemorates the history of the exclusion.In a recommendation report for the Superfund site, the Pritchard Park Design Advisory Committee, on which Schmid served, recognized the dual potential of the chosen reuse: “The park represents the opportunity for healing and restoration of two wrongs from the past — one to the social fabric of the community, the other to the land itself.” No need to waitDelisting a Superfund site often takes many decades. Thankfully, experts note, reuse generally doesn’t need to wait that long. “In ideal circumstances, you can do the remedial action with components of redevelopment,” says Stanislaus.That dual effort is underway at the Wyckoff site, which remains on the NPL. A stroll northeast down the Pritchard Park beach ends at a barbed wire fence set atop a steel wall and adorned with warnings to keep away and to not to eat the crab, bottomfish, or shellfish from these waters. A faint petrochemical smell fills the air, a stark reminder that another 650,000 gallons of creosote and other toxic chemicals persist in the ground beneath the former facility.“There’s still a long way to go,” says Schmid. “This stuff doesn’t give up.”Inside the fence are the final 5-plus acres (2-plus hectares) of land with the heaviest contamination. This area, which juts out into Puget Sound, is probably also the site’s most prime real estate. Schmid imagines kids flying kites out here one day.Given the extent of the pollution and the constraints on money and manpower, that day is at least another decade away, according Helen Bottcher, the EPA project manager of the site. But plans for how the final piece of waterfront property will be incorporated into the park are on the drawing board, replete with accents that could include a wedding venue, a giant windmill, or a peace pagoda. Landfills Can Make Great Building SitesAre Hazardous Vapors Seeping Into Your Basement?Giving Nature a Chance for a Comeback Protect against injusticeAmong the adverse consequences to be alert for related to Superfund redevelopment is gentrification. Overall, 15% of the more than 50 million people who reside within three miles of a Superfund site live below the poverty line, according to a 2015 EPA report.“If you come in and say you’re helping the community and then the community can’t afford to live there anymore, that’s a big issue,” says Katherine Probst, an environmental policy consultant with expertise in Superfund. The promise, for example, of a cleaner Gowanus Canal in Brooklyn — a Superfund site in a historically low-income area — has prompted development and driven up rental costs in the surrounding neighborhood.Debbie Chizewer, an environmental advocacy lawyer at Northwestern University Pritzker School of Law, is working with a low-income community in East Chicago on the future of polluted land targeted for redevelopment.“Since many Superfund sites are in low-income communities of color, I think it’s exceptionally important to protect against more environmental injustice,” says Chizewer. “You need to make sure the reuse is not something that threatens the community’s health.”The reuse plan is still unclear for the former housing complex and school, which were vacated due to lead and arsenic contamination. Some members of the community would like to one day call the site home again.“There’s a sense of loss in this community. Many neighbors have had to move out, leaving families separated,” Chizewer says. “On the other hand, there are people who don’t want to have anything like this happen to another family because their kids have ADHD and other problems associated with lead exposure.”Discussions so far have raised other possibilities for the site, including bus storage or a solar energy farm. Chizewer says she fears the former idea could bring yet more air and noise pollution to the vulnerable neighborhood. She is, however, a fan of the latter idea. “Then the adjacent residents could get the benefits of the energy created on the site,” she says. RELATED ARTICLES Matching cleanup and useSome 20 miles south, as the seagull flies, from Pritchard Park, another Superfund reuse story is unfolding.Starting in the late 1800s, Tacoma’s Thea Foss Waterway was part of a massive hub for shipbuilders, oil refiners, chemical manufacturers, and the like. The industries left the soil, groundwater, and bay sediment laden with pollutants including heavy metals, phthalates, and polychlorinated biphenyls (PCBs). The EPA added the site to the Superfund in 1983.Charles Schmid at the park he helped create at a former Superfund site on Bainbridge Island, Washington. The 50-acre Pritchard Park is one of hundreds of sites around the country that have been cleaned up and put to a new use. (Photo: Lynne Peeples)Reuse considerations were incorporated into many aspects of the site’s cleanup, according to the EPA. Today, marinas, apartments, and businesses line the waterway, and buildings, paved surfaces, and other structures hold remaining contamination in place. And, in designing the sediment cleanup plan, coordination with property owners ensured that water depths resulting from dredging and capping efforts were compatible with future land uses.Igor Linkov, a risk and decision scientist with the Army Corps of Engineers, notes that site use decisions are not always considered in developing cleanup strategies. The end result can be too little clean up — or too much, says Linkov, speaking based on his prior consulting experience and not representing government views.“In many cases, efforts end up overly conservative and can result in wasted resources,” he adds. “It doesn’t make sense to clean up a site to the level that’s appropriate for a kindergarten if it is going to be a parking lot.”A growing set of tools can help stakeholders explore how the cleanup of decades-old pollution can go hand-in-glove with reuse of the land. The EPA’s Superfund Redevelopment Initiative includes information for selecting cleanup remedies that are consistent with a site’s anticipated reuse. The EPA also leverages administrative and legal measures, or so-called institutional controls, to reduce toxic exposures by ensuring a change in land use is not allowed unless a state or federal environmental agency reviews and orders any necessary further cleanup.Under the Superfund law, land targeted for residential use must live up to a different standard than if it is intended for, say, industrial use. In practice, suggests Mathy Stanislaus, former assistant administrator at the EPA’s Office of Land and Emergency Management, designations tend to be generic — identifying the future use only as industrial, commercial, or residential. These categories can cover significantly different kinds of development, especially when considering potential toxic exposures. A commercial use, for example, may turn out to be anything from a daycare or library to a parking lot. So, when a specific end use has been determined, noted Stanislaus, it should be specifically considered.
By Sarah Pittman Graduate Student in Food Science and Human Nutrition at the University of Illinois The young adult human brain represents only 2% of body weight but requires 20% of the body’s resting energy needs, but this is not true for children. At age 10, a child’s brain represents 5-10% of body mass and consumes 1.5 times the oxygen per gram of tissue compared to an adult’s brain.1 This goes to show the importance and remarkable amount of energy the brain needs to function.1 As kids are back in school, it is important to think about what foods they should be eating to get optimum “brainpower” to be able to learn as much as they can in the classroom. Some of the most important years of brain development are in the early years of life, making nutrition during childhood so incredibly important. So what are the best “brainpower” foods? Important minerals in brain health include iron, zinc, iodine, copper and selenium help with emotions, behaviors, memory, and motor coordination.1 Iron deficiency is the most common nutritional disorder globally; affecting an estimated 2 billion people.1 Children with iron deficiency can have developmental delays and behavioral problems and have difficulty paying attention in or outside of the classroom.5 Zinc deficiency can occur if the diet lacks animal source foods or if a diet is high in maize since phytates found in maize interferes with the absorption of zinc.1 Zinc deficiency can present as stunted growth, deficits to motor development and impaired development.1,6 Although there have been mass efforts to improve iodine deficiency globally, it still remains the leading cause of preventable brain damage.1 This deficiency can cause impaired growth, infant and neonatal mortality causing detrimental neurodevelopment in fetal life, infancy and childhood.9 Important vitamins in brain health include: B vitamins, choline, and vitamin A. B vitamins are critical in brain function in that they primarily act as coenzymes in energy production, DNA/RNA synthesis, repair, and methylation, etc. Vitamin B 12 and B 9 are very important in the diet for brain function and deficiencies in childhood can result in developmental delays, neurologic problems and a diverging growth curve.3,4 Choline is incredibly important in the diet for brain development and the normal function of all cells.7,8 And, although choline deficiency is very rare, it can cause muscle damage, liver, kidney and pancreas damage and hinder the developing brain.8 Although these brain nutrients are especially important in children, it is in everyone’s best interest to eat a well-balanced diet with these and other essential vitamins and minerals! What foods do you eat that you consider “brainpower foods”? References:1. Goyal MS, Iannotti LL, Raichle ME. Brain Nutrition: A Life Span Approach. Annual Review Of Nutrition. 2018;38:381-399. doi:10.1146/annurev-nutr-082117-051652.2. Nutrition & Academic Performance – Today’s Dietitian Magazine. Todaysdietitian.com. https://www.todaysdietitian.com/newarchives/0819p24.shtml. Published 2019. Accessed August 30, 2019.3. Vitamin B12 deficiency in children – Stichting B12 Tekort. Stichting B12 Tekort. https://stichtingb12tekort.nl/wetenschap/stichting-b12-tekort-artikelen/english/vitamin-b12-deficiency-in-children/. Published 2019. Accessed August 30, 2019.4. Folate-Deficiency Anemia (Child). Fairview.org. https://www.fairview.org/patient-education/512073EN. Published 2019. Accessed August 30, 2019.5. Iron-Deficiency Anemia (for Parents) – KidsHealth. Kidshealth.org. https://kidshealth.org/en/parents/ida.html. Published 2019. Accessed August 30, 2019.6. Black MM. Zinc deficiency and child development. Am J Clin Nutr. 1998;68(2 Suppl):464S–469S. doi:10.1093/ajcn/68.2.464S7. Office of Dietary Supplements – Choline. Ods.od.nih.gov. https://ods.od.nih.gov/factsheets/Choline-HealthProfessional/. Published 2019. Accessed August 30, 2019.8. Sanders LM, Zeisel SH. Choline: Dietary Requirements and Role in Brain Development. Nutr Today. 2007;42(4):181–186. doi:10.1097/01.NT.0000286155.55343.fa9. EN P. Iodine deficiency in children. – PubMed – NCBI. Ncbi.nlm.nih.gov. https://www.ncbi.nlm.nih.gov/pubmed/25231449. Published 2019. Accessed August 30, 2019.
USOC Chairman Larry Probst (Maxx Wolfson/Getty Images/AFP)Los Angeles — The US Olympic Committee wants to bid for the Winter Olympics, but is still mulling whether it would be better to seek the 2026 or 2030 Games.“I put a stake in the ground that we are interested in hosting the Winter Games,” USOC chairman Larry Probst told reporters on Friday as he discussed talks at the USOC Assembly in Colorado Springs, Colorado.ADVERTISEMENT Don’t miss out on the latest news and information. Fire hits houses in Mandaluyong City View comments Sports venues to be ready in time for SEA Games PLAY LIST 00:59Sports venues to be ready in time for SEA Games01:27Filipino athletes get grand send-off ahead of SEA Games00:45Onyok Velasco see bright future for PH boxing in Olympics01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Read Next “Ideally, that’s probably 2030, so that there’s no confusion with preparations for 2028,” Probst added, referring to the Summer Games awarded to Los Angeles.The United States last hosted the Winter Games in Salt Lake City in 2002.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutUSOC board members discussed the pros and cons of possible 2026 or 2030 Winter Olympic bids on Friday, Probst said, adding that officials still need more information from the International Olympic Committee on the bidding process.Probst said the USOC wants to be part of the discussion if the IOC decides to award the 2026 and 2030 Olympics in one vote — as it did last month in choosing Paris for 2024 and Los Angeles for 2028. Frontrow holds fun run to raise funds for young cancer patients BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight The 2018 Winter Games start in February in Pyeongchang, South Korea. The Summer Games of 2020 will be held in Tokyo. Brace for potentially devastating typhoon approaching PH – NDRRMC Pirates still peerless LATEST STORIES Typhoon Kammuri accelerates, gains strength en route to PH In that case, the USOC could be interested in entering the next round of bidding.If so, they would need to select a bid city by next March, Probst said.Salt Lake City, Denver, Reno-Tahoe on Nevada’s border with California and other cities have expressed interest.“We really need more discussions with the IOC to understand their process and timing before we determine what our process is going to be,” USOC chief executive Scott Blackmun said.Probst said he has interpreted remarks from IOC president Thomas Bach about selecting a “more traditional” venue for the Winter Games as an indication that he wants them held in Europe or North America.ADVERTISEMENT Kammuri turning to super typhoon less likely but possible — Pagasa LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary Nonong Araneta re-elected as PFF president MOST READ
Ohio State redshirt senior forward Keita Bates-Diop (33) guards a Michigan player on an inbound play in the first half in the game against Michigan on Dec. 4. Ohio State won 71-62. Credit: Jack Westerheide | Photo EditorOhio State redshirt junior forward Keita Bates-Diop allowed a transition dunk from William & Mary leading scorer Nathan Knight less than two minutes into the game. Head coach Chris Holtmann had enough.At the first media timeout, Holtmann sat Bates-Diop for a lack of effort on defense with the Buckeyes trailing the Tribe 12-10. Two minutes later, Bates-Diop checked back into the game and had one of the best games of his career.He scored a career-high 27 points and made 11-of-16 shots to lead Ohio State to a 97-62 blowout victory against William & Mary on Saturday.“I think it kind of just helped because it reset my mind,” Bates-Diop said. “I obviously wasn’t ready to play in those first few minutes so then him taking me out reset my mind, got back in and I was ready to play.”Bates-Diop played at the small forward, power forward and center against William & Mary, creating difficult matchups at each position. When Knight exited the first half with his third foul with 7:49 remaining, the Buckeyes attacked the paint with Bates-Diop and freshman center Kaleb Wesson — who scored 17 — leading the way.Ohio State shot 65 percent from the field and made 11-of-21 3-point attempts.William & Mary entered the game ranked 316th in adjusted defensive efficiency, according to KenPom. So before discussing the Buckeyes a prolific offensive team, take Saturday’s game with a grain of salt. However, it’s time to start considering Bates-Diop as a possible first-team all-Big Ten player.In Ohio State’s two conference games this season against Wisconsin and Michigan, Bates-Diop shot at least 50 percent and made two triples in each game . He’s averaging 17.5 points and 10.5 rebounds. He’s now averaging more than 18 points and nine rebounds per game with six double-doubles.Against Ohio State’s toughest opponent to date, Gonzaga, Bates-Diop grabbed 10 rebounds, but scored just seven points. If he’s going to become Ohio State’s first all-Big Ten player since the 2014-15 season, he will have to put up consistent performances against the conference’s bluebloods of Michigan State and Purdue.Holtmann said Friday before the game that sometimes it takes an extra reminder for a quieter player like Bates-Diop to get going. It appeared to work Saturday.“It’s just the mindset,” Bates-Diop said. “He’s doing a great job getting me there, it’s on me obviously, but he’s not afraid obviously to sit me for any stretch of time if I’m not doing those things I need to be doing. Obviously that worked, clearly.”Kaleb WessonIt’s probably time to conclude the center position belongs to Kaleb Wesson. Since Micah Potter went down with an injury in the second-half against Northeastern, the freshman has started every game in Potter’s place and has continued to improve.Saturday, Wesson tied a career high with seven rebounds — four of which were on the offensive glass — and recorded three steals, two assists and two blocks. He faced a double team in the post on almost every possession, which was when perhaps he displayed his most impressive talent yet by throwing cross-court passes on the mark for wide-open shooters in the corner.“He can read traps and double teams,” Holtmann said. “Eventually he’ll get to the point where he’ll command a double team most every game … his passing will really allow us to play through that.”Ohio State is not going to overwhelm any team with its shooting, which might be a reason teams will double Wesson more and risk leaving shooters open. Wesson’s passing ability, as Holtmann touched on, could lead to an increase in confidence in those shooters.“He’s been doing it all summer,” redshirt senior guard Kam Williams said. “He’s been doing it in practice, so he’s just going out there and displaying his talents. We all believe in him, so this isn’t really a surprise for us.”Another thing to continue to watch in Wesson is the big man’s footwork. The rebounds he was able to grab Saturday were because he put himself in great position against a defender. His footwork also allowed him to maneuver in the post off pump-fakes. If there is one thing to watch in Wesson as he moves forward as the starter at center, it would be his fouls. He finished the game with four fouls for the third straight game and the sixth time overall this season. He has fouled out twice. Holtmann has said throughout the season he expects Wesson to run into foul trouble, and that could be what separates him from seeing starter minutes when Potter returns.C.J. Jackson and Musa Jallow switchJunior guard C.J. Jackson returned to the starting lineup Saturday with freshman forward Musa Jallow heading back to the bench. Jackson was moved to the bench following a loss to Clemson, in a game he turned the ball over five times and had three assists. Since then, he had turned the ball over three times with six assists in two games. He continued that production Saturday.Jackson dished out six assists with only one turnover. He scored 16 points on 4-of-5 shooting from 3-point range.William & Mary is ranked 345th of 351 teams in opponent turnover percentage. Holtmann said the test for Jackson’s newly found poise in running the point will be against teams that create turnovers.“But so far, he’s been able to make more poised, smart decisions with the ball,” he said. “And he’s, offensively, really impacting the game with his ability to make 3s.”TidbitsThe Buckeyes were thin on the bench Saturday with freshman forward Kyle Young sitting out with a sprained ankle. Holtmann said he will probably be available next Saturday against Appalachian State. If Ohio State is to lose any bench depth at a position, it’s probably best at the small forward or power forward because Bates-Diop can be moved around and create matchup problems for traditional centers.The 3-point shooting for Ohio State has risen substantially in the past three games. The Buckeyes are now shooting 36.2 percent from 3, following another 50-plus percent day beyond the arc. In the past two games, Ohio State missed all 11 3-point shots in the second half, but that factor was mitigated by strong first-half 3-point shooting against Wisconsin and Michigan. Ohio State was 7-for-8 in the first half against the Badgers and 5-for-8 against Michigan.“I think we’re taking better ones. I think that’s probably it,” Holtmann said. “I think we’re taking a higher quality of 3s than what we took at times early in the year.Ohio State also defended the 3-point line well Saturday against a William & Mary team that makes more than 12 shots from deep per game. The Tribe was 5-for-16 Saturday. Holtmann said when drawing up a game plan, he remembered a conversation he had with college basketball statistical analyst Ken Pomeroy about teams who shoot at incredibly efficient levels like William & Mary.“What’s really key is limited their attempts,” he said. “Now that extends you and opens you up to slips and drives, and that effects your 2-point field goal percentage a bit. But I’ve seen those guys shoot through eight games and if we were going to allow them to shoot 28 to 30 3s, they’re going to make 14 or 15 of those and we’re in trouble. So we did try to limit their attempts and that was important for us.”
Barcelona goalkeeper Marc-Andre ter Stegen conceded a late penalty against Sevilla, but later made amends by saving it from Wissam Ben Yedder in injury-timeGoals from Gerard Pique and Ousmane Dembele had given Barcelona a 2-1 lead over Sevilla, after Pablo Sarabia’s ninth-minute opener, on Sunday’s Supercopa de España encounter.But the Catalan squad’s good work in Morocco appeared to have come undone when Ter Stegen conceded an injury-time penalty that could have forced the game into extra-time.However, the German made up for the error by saving Ben Yedder’s spot-kick to ensure that Barcelona got their season off to a winning start.And, speaking after the win, Ter Stegen revealed that he was never going to miss the penalty.Quiz: How much do you know about David Villa? Boro Tanchev – September 14, 2019 Time to test your knowledge about Spanish legendary forward David Villa.“I think it’s a penalty, but I can’t move out of the way either,” said the 26-year-old, via Marca.“I’m happy to win this title, the important thing is to win.“We are a team that knows how to win and we must always prove that.”Barcelona will next begin the defence of their La Liga crown against Alaves next weekend.